The product
One servicing workflow, from boarding to payoff.
Walk through all five servicing stages on a sample loan book.
Sample data · all figures reconcile
Board the loan & its capital structure
Enter each loan — or convert a drafted deal — with its terms, day-count basis, borrower, investor positions, reserves, and opening balances in one record.
- Loans, borrowers, and participants in one place
- Investor positions with computed share, net rate & interest
- Reserve schedules and property-tax tracking
- Fees, servicing settings, and property details on the loan
Harbor Mixed-Use LN-1027
BoardingPrincipal
$680,000
Rate
10.50%
Term
12 mo
Matures
Mar 31 26
Investor positions · computed
| Investor | Share | Committed | Net rate |
|---|---|---|---|
| Lumen Capital LLC | 55.0% | $374,000 | 9.25% |
| Cardoza Holdings | 30.0% | $204,000 | 9.25% |
| Aster | 15.0% | $102,000 | 9.25% |
What to notice
Each investor's net rate is computed from their position — not typed in — so the shares always reconcile to the loan.
Approach
One record per loan holds its counterparties, reserves, and fees. Participation percentages and monthly interest recompute whenever a position changes.
Deals
Deals are a two-state intake: draft, then one-way convert to a serviced loan.
What happens nextThe boarded loan begins accruing on its stored day-count basis.