The product
One servicing workflow, from boarding to payoff.
Walk through all five servicing stages on a sample loan book.
Sample data · all figures reconcile
Reconcile, close, payoff & archive
Run consistency checks, work the remaining exceptions, lock the period, and produce the close packet. When a loan exits, issue and preserve the payoff. At year-end, freeze the reconciliation record and export the supporting data.
- Consistency & reconciliation checks on demand
- Owner-only audit trail with before/after values
- Monthly close, period lock, and close-packet ZIP
- Year-end records, plus Excel exports
Monthly close — March 2026Closed & locked
Controls
18 / 18
Documents
20 / 20
Period
Locked
Payoff letter — LN-1042good through Apr 12
Total payoff$402,954.11
Per diem A/365$131.51/day
2025 year-end record · lockedClose packet .zip
What to notice
Once the period is locked it becomes read-only — the payoff per-diem and close packet are preserved exactly as issued.
Approach
Referential, financial, and reconciliation checks scan the book on demand. Locking a period stops the numbers from drifting; reopening it is deliberate and logged.
Exports
Exports work on every plan with no export fee, and stay available during a billing-related read-only period.
What happens nextThe year freezes into a reconciliation record — and next month, the cycle repeats.