The product
One servicing workflow, from boarding to payoff.
Walk through all five servicing stages on a sample loan book.
Sample data · all figures reconcile
Manage changes, reserves, fees & exceptions
Preview and post extensions, rate changes, advances, paydowns, forbearance, capitalization, investor ownership changes, or structural changes as dated events. The prior state remains available in history.
- Extensions, rate changes, forbearance & workouts as dated events
- Advances, paydowns, deferral, and capitalization
- Investor assignments, buyouts, exits & recapitalizations
- Loan splits and consolidations, linked to the original
Modify loan — rate changeEffective Mar 1 2026
| Term | Before | After |
|---|---|---|
| Interest rate | 10.50% | 11.25% |
| March interest · 31 days | $6,064.11 | $6,497.26 |
Change history
Rate change → 11.25%Mar 1 2026 · current
Extension → Sep 30 2026 maturityMar 1 2026 · read-only
Loan boarded → 10.50%Apr 1 2025 · read-only
What to notice
The rate change applies going forward from its effective date — the prior 10.50% state stays intact in history, never overwritten.
Approach
Each event is previewed, then posted with an effective date. The prior state stays read-only in history, so ownership and terms are never overwritten.
Collateral and insurance
Property, coverage status, expiration dates, documents, and follow-up signals sit beside the loan.
What happens nextWith the record current, borrowers and investors need their statements.